Nonprofit organizations face many unique risks because of the services they provide, the vulnerable population they serve, and the variety of activities they conduct.
Property and equipment damage, accidents, theft, employee and volunteer misconduct, – all are difficult to prevent and pose real threats to your organization. With continuing changes in the legal and regulatory environments, you need expert advice to protect your organization, its employees, volunteers, and directors from risks inherent in everyday operations.
Among the products and services offered for your protection:
• buildings, contents
• electronic equipment/computer equipment
General and Professional Liability
• premises and operations
• personal and advertising injury
• professional negligence of social workers, counselors, nurses, psychologists, etc.
• sexual misconduct/improper contact
• volunteer liability
• special events coverage
Crime Insurance
• employee and volunteer dishonesty/bonding
• money and securities
• ERISA bonding
• physical damage
• third party liability
• uninsured/underinsured motorists
• driver training programs
Directors and Officers Insurance
• employment practices• ERISA fiduciary liability
Workmen's Compensation
• statutory coverages• work site evaluation
• cost containment services
• loss prevention
Employee Benefits
• medical insurance• dental/vision/drug plans
• life insurance & AD&D
• disability plans
Unemployment Compensation Program
•available to 501(c)3 corporations and government entities only
•lower cost alternative to state unemployment tax contributions
•includes comprehensive administration and reporting
•complete turnkey program
•for more information click here